The Unsettling Connection Between a Landlady and the 9/11 Hijackers
In 1999, Holly Ratchford, a 27‑year‑old property manager, welcomed Omar al‑Bayoumi into Parkwood Apartments in San Diego. Bayoumi, a Saudi national, quickly became a favourite at her pool parties. Within months, he introduced Ratchford to two unfamiliar men, who would later emerge as the hijackers that flew the Pentagon on September 11, 2001.
Ratchford says Bayoumi posed as a student, but police investigations later revealed he stopped studying in 1998 and spent time organising religious activities in the U.S. Bayoumi’s actions—filming the Capitol, advising the men on travel and finances—have suggested a link to the Saudi intelligence community.
The claim is bolstered by the fact that Bayoumi was paid roughly $90,000 a year, with a sudden spike after the hijackers arrived. FBI documents show that he was “co‑signing leases” for the men and even paying their later rent, cementing his role beyond a simple landlord.
Ratchford’s testimony contrasts sharply with Bayoumi’s own account, which dismissed any long‑term association with the hijackers. She recalls seeing the trio together, sharing tea and cookies months after the men settled in. Her sworn declaration has been sealed in New York court paperwork.
In 2005 the 9/11 families filed a $1.1‑trillion suit against Saudi Arabia, naming Bayoumi as a defendant. A 2024 federal court judge found “reasonable evidence” that Bayoumi and a Saudi diplomat coordinated assistance for the hijackers. Saudi Arabia is appealing, but the case illustrates the lingering unanswered questions and the burden placed on ordinary people caught in the cross‑fire of global terrorism.



















